Categories: Gambling

The Basics of Baccarat


The game of Baccarat is a popular casino card game that is played in many countries around the world. The rules are fairly simple and it is a great game for novices to learn. It can be played with two or more players, and there are several different variations of the game, including Mini Baccarat.

Baccarat is a game of chance and strategy. Players place wagers on whether the Player hand will win, the Banker hand will win or if there will be a tie. The goal is to get the best possible score by adding up all the pips (the dots on each card that represent clubs, diamonds, hearts and spades) in a hand. The final number closest to nine is the winner. A winning player or banker hand pays out 95% of the stake. The other betting option is a tie, which pays out 8-to-1. Score sheets are available at the tables to help keep track of your bets.

In Baccarat, the Player and Banker hands are dealt with two cards each. The goal is to make a total close to 9. The score is determined by the sum of all the pips in a hand. Picture cards and tens are worth zero points, while numbers from 2-9 are worth their face value, and the ace is worth one point. When the cards are dealt, each player places a bet and the dealer will play out both hands of cards.

Depending on the outcome of a baccarat game, the player and the banker may each receive a third card. There are a number of rules that determine when a third card is drawn, and these decisions are made by the dealer according to game rules. It is important for the player to understand these rules, so that they can be aware of when a third card might be drawn and when it is not.

A winning Banker hand is eligible for a payout of 1 to 1, but the player must pay a 5% commission on the bet, so the odds of this bet are slightly lower than those of a winning Player hand. Baccarat also offers a Tie bet, which offers higher payout odds of 9 to 1, but has a greater house edge of over 14 percent.

Despite its relatively high house edge, Baccarat remains a very popular casino game among high rollers. In February 2010, for example, Nevada casinos won more than $206 million from baccarat players, keeping just 17 percent of the money wagered on the game. This is partly due to the fact that a small number of high-rolling players drive the game’s action and that the game is favored by Asian gamblers. In addition, the game has a certain cachet as being associated with high-society and glamor.

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